When you are struggling to make ends meet due to excessive debt, do not allow yourself to become so overwhelmed that you are unable to do anything about it. Instead, pick up your phone and reach out to an experienced, caring, and dedicated lawyer at the Ohio law firm of Harold Jarnicki & Associates. Located in Lebanon, we serve individuals and businesses in Dayton, Cincinnati, Wilmington, Hillsboro, and all surrounding areas of Southwest Ohio
Personal Bankruptcy Options in Dayton, Ohio
For individuals and married couples who suffer with excessive debt, our Dayton bankruptcy attorneys provide comprehensive debt relief services. From bankruptcy to bankruptcy alternatives, we are here to help you understand your options and take the steps necessary to get you the fresh financial start you need.
When it comes to bankruptcy services, we can help you file for:
- Chapter 7 bankruptcy: Completely eliminate all unsecured debts such as credit card payments and medical bills, old utility bills, and more.
- Chapter 13 bankruptcy: Often used to catch up on missed mortgage or vehicle payments, stop foreclosure, and eliminate certain debts such as second mortgages. A three-to-five year payment plan is made, and unsecured debts are eliminated upon completion of the plan.
Ohio Business Bankruptcy Services
We also offer knowledgeable bankruptcy services for business owners. We can help you understand your options and determine whether Chapter 11, 7 or 13 is best for your situation. Our analysis will likely include considerations such as personal liability, amount of debt and end goal for the business itself, whether it be to keep the business operating, or shut it down completely.
Contact Our Ohio Chapter 7 or Chapter 13 Bankruptcy Lawyers for Answers to Your Bankruptcy Questions
We know you have questions. Let us answer them. Contact our Dayton bankruptcy lawyers today to schedule your free consultation.
