At the Ohio law firm Harold Jarnicki & Associates, we provide clear, caring and comprehensive bankruptcy representation to individuals and businesses located in Warren County. Based in Lebanon, we represent clients in Lebanon, Mainesville, Mason and all surrounding areas.
Chapter 7 Bankruptcy for Individuals
Our Warren County bankruptcy lawyers take the time to understand each client's individual situation and goals before suggesting any specific debt relief option. If our experienced attorneys determine that Chapter 7 bankruptcy is your best option, we will efficiently file the proper paperwork and represent you throughout the entire bankruptcy process, including your Meeting of Creditors (bankruptcy court date). We will also guide you on rebuilding your credit following bankruptcy, so you can get a fresh start on a new life, debt free.
Chapter 13 Bankruptcy for Individuals
For some people in debt, a Chapter 13 bankruptcy may be the right option, whether it be to eliminate a second mortgage, save your home from foreclosure, save your car from repossession, or pay back tax debt. We will ensure you understand how Chapter 13 works and help you create a payment plan that fits within your budget. We will guide you throughout your three- to five-year plan, answering any questions or concerns along the way. If an issue or problem making the payment arises, we will meet with you in person to find a solution.
Chapter 11 Bankruptcy for Businesses
In addition to our comprehensive personal bankruptcy services, we also represent business owners who are in need of debt relief services. Sometimes, businesses file for relief under Chapter 11. However, in cases involving personal liability or other unique concerns, we may suggest that a business files under Chapter 7 or 13 instead. With more than 38 years of experience behind our name, you can trust us to fully analyze your business' situation and goals before helping you determine which course of action fits you best.
Contact Us to Schedule a Free Consultation With One of Our Chapter 7 or Chapter 13 Bankruptcy Attorneys
Whether you would like to file Chapter 7 or Chapter 13 bankruptcy, we are here to help. Contact our Ohio debt relief law firm today.
