Credit Card Debt Lawyers Serving Clients Throughout Warren County, Butler County and Beyond
One of the most stressful parts of being in debt is dealing with the phone calls from creditors. Even if the callers are not being rude they are simply calling too often. The daily calls are unnecessary and inappropriate. They may even call your work and your neighbors. This is not only embarrassing, it can put your job in jeopardy. Turning your phone off or ignoring the calls is not the only option. Filing bankruptcy puts an automatic stay into place that stops all creditors from calling you, sending you letters, or having any contact with you at all.
At the law firm of Harold Jarnicki & Associates, our attorneys have specialized in bankruptcy for more than 35 years. We will use that experience to help you stop creditor harassment and get your financial situation in good shape.
Are Your Creditors Breaking the Law?
There are rules that creditors must follow when they try to collect a debt. However, many creditors do not follow these regulations, because there is very little enforcing of the rules. Some creditors will resort to inappropriate threats of lawsuits and even prison. Some will sink so low as to call family members and employers. These creditors need to be stopped. We will put an end to the harassment, including ALL phone calls, collection letters, and bills.
Even the creditors that follow the rules often fail to listen. The first few times they called, you probably tried to explain your situation. Perhaps you even thought they understood that you were doing everything within your power to pay them back by stretching your paychecks as far as they can go. You probably gave up on that approach after they kept calling, asking the same questions, as if expecting a different answer. You do not have to deal with this. There is a way to make it stop, and our lawyers can help.
Stop Creditor Harassment and Overcome Your Debt
Bankruptcy is designed to be a permanent solution. Not only does it stop bill collectors from calling, it allows you to eliminate credit card debt and all other unsecured debt. We will review all of your options, including Chapter 7 bankruptcy and Chapter 13 bankruptcy, and help you find a solution to your debt problem.
Contact Us For Your Free Initial Consultation
To discuss your case with one of our Cincinnati and Dayton creditor harassment defense attorneys, contact us today.
