Bankruptcy Attorneys Serving Clients Throughout Warren County, Butler County and Beyond
Are you behind on your utility bills? Have you been threatened with having your power shut off, or has it already been shut off? Have you been threatened with having your phone or cell phone shut off, or has it already been shut off? You can stop utility shut-offs. Filing bankruptcy puts an automatic stay into place that stops all creditor actions against you, including actions caused by past-due utility bills.
Past Due Utility Bills Are Dischargeable in Bankruptcy
Some people have a few large debts that are causing them undue stress. Some have a lot of fairly small debts, such as old utility bills, that have grown out of control.
Even if past due energy bills and phone bills are a small part of your overall debt problem, they may become a major issue if they have caused your power or your phone to be shut off. This can be especially problematic for businesses, potentially resulting in major financial loss. We will work quickly to stop utility shut off and to get your power or your phone turned back on, while wiping out the old unpaid amounts due.
Is Utility Shut-Off Just a Small Part of the Problem?
Bankruptcy is a powerful solution. It can eliminate old phone bills, old power bills and other utility bills. It can also help you overcome all other debts that are causing you stress. Our lawyers will review all of your options, including Chapter 7 bankruptcy and Chapter 13 bankruptcy. We will find a solution to your debt problem.
For more than 35 years, the attorneys at the law firm of Harold Jarnicki & Associates have been helping people like you keep your utilities on.
Contact Us For Your Free Initial Consultation
To talk to one of our Cincinnati and Dayton attorneys about stopping utility shut-off, contact us today.